When debt gets out of control, it can consume your life. Bankruptcy can give you a fresh start. At Karen Ann Ulmer, P.C., we are committed to helping people improve their financial lives by guiding them through the process of filing for bankruptcy.
Chapter 7 Bankruptcy
If your debt is unsecured debt, such as credit card debt or medical bills, you can discharge these debts through Chapter 7 bankruptcy. Many people hesitate to file for Chapter 7 bankruptcy because they worry that they will not be able to secure credit or purchase a home in the future. Because you cannot re-file Chapter 7 for seven years, you may be able to secure a new line of credit very soon after filing.
Chapter 13 Bankruptcy
Protecting assets such as a house or a vehicle while catching up on payments is possible through Chapter 13 bankruptcy. Our lawyers can determine whether Chapter 7 or Chapter 13 bankruptcy is right for you. Once you file, creditor harassment and collection actions will immediately cease.
Bankruptcy And Divorce
In many cases, financial problems lead to divorce. Though divorce enables both you and your former spouse to move on with your lives, the financial problems remain — unless you file for bankruptcy. We review each case to determine whether bankruptcy is the best option.
We represent creditors as well as debtors. If you are concerned that you will not receive funds that a debtor owes you, our attorneys can help you enforce your right to collect.
Call for a Confidential Consultation With A Langhorne Debt Relief Attorney
Schedule a call for a confidential consultation by contacting our office in Bucks County at 215-752-6200 or 866-567-9029.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.